Performance Ratios (%) PPBI Peer Median Peer Average
ROAA 1.26 1.30 1.18
ROAE 7.53 10.94 10.92
Net Interest Margin 4.42 3.84 3.80
Efficiency Ratio 50.79 57.46 60.47
Loans / Deposits 101.73 84.38 82.66
Asset Quality Ratios (%)
NPAs / Assets 0.11 0.45 0.46
NCOs / Avg Loans 0.01 0.05 0.09
Reserves / Loans 0.43 0.87 1.05
Reserves / NPAs 290.06 153.32 215.15
Capital Ratios (%)
Tier 1 Capital 11.32 13.03 13.68
Tangible Equity / Tangible Assets 10.26 9.71 9.77
Total Equity / Total Assets 17.33 11.01 11.10
Market Ratios
Price / Earnings (x) 12.62 14.19 17.05
Price / Book (%) 90.39 138.31 149.78
Dividend Yield (%) 3.04 1.88 2.13
Data for trailing four quarters

Pacific Premier Bancorp, Inc.'s peer group consists of the following: Axos Financial, Inc. (AX), Banc of California, Inc. (BANC), Bank of Marin Bancorp (BMRC), Farmers & Merchants Bancorp (FMCB), Hanmi Financial Corporation (HAFC), Heritage Commerce Corp (HTBK), Pacific Mercantile Bancorp (PMBC), Provident Financial Holdings, Inc. (PROV), Reliant Bancorp, Inc. (RBNC), Sierra Bancorp (BSRR), TriCo Bancshares (TCBK), Westamerica Bancorporation (WABC)

Pacific Premier Bancorp, Inc.'s financial data is as of 3/31/2019.

Peer financial data is as of 3/31/2019